AIGuide7Payment Guide in China
Chinese law requires real-name verification for all mobile payment accounts.
💬WeChat PayMost widely used in China
Limits: Foreign cards: 3% fee, single payment up to 2,000 RMB
Where to use: Almost everywhere — shops, restaurants, taxis, street vendors
Fees: Free for domestic transfers; 3% for foreign card payments
WeChat Real-Name Verification
1. Download WeChat 2. Register 3. Me → Wallet → Identity Verification 4. Select Passport 5. Photo 6. Facial recognition 7. Add foreign card
🔵AlipaySecond most popular payment app
Limits: Foreign cards: 3% fee, single payment up to 2,000 RMB
Where to use: Most merchants, online shopping, transportation
Fees: Free for domestic; 3% for foreign card
Alipay Real-Name Verification
1. Download Alipay 2. Register 3. Me → Identity Verification 4. Foreign Passport 5. Photo 6. Facial recognition 7. Add foreign card
💳Foreign CardsVisa/Mastercard acceptance limited
Limits: Foreign cards: 3% fee, single payment up to 2,000 RMB
Where to use: Almost everywhere — shops, restaurants, taxis, street vendors
Fees: Free for domestic transfers; 3% for foreign card payments
Setup: Notify your bank before traveling to China
Nearby Merchants Accepting Foreign Cards
Showing nearby hotels, malls, and restaurants that accept Visa/Mastercard
Open in Amap ↗🏦Currency ExchangeUse official exchange locations only
Limits: Airport and bank rates are regulated
Where to use: Airports, major banks, licensed exchange counters
Fees: Better rates at banks vs hotels
Setup: Bring your passport for identification